{"id":354,"date":"2021-07-12T15:10:59","date_gmt":"2021-07-12T23:10:59","guid":{"rendered":"https:\/\/www.xiaojeff.com\/?p=354"},"modified":"2023-07-21T12:10:07","modified_gmt":"2023-07-21T20:10:07","slug":"what-is-charge-card","status":"publish","type":"post","link":"https:\/\/www.xiaojeff.com\/what-is-charge-card\/","title":{"rendered":"Charge Card\u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f\u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361(Charge Card\/Credit Card\/Debit Card)\u5dee\u5225"},"content":{"rendered":"\n<p>\u525b\u958b\u59cb\u63a5\u89f8\u7f8e\u570b\u4fe1\u7528\u5361\u7684\u4f60\uff0c\u770b\u5230<strong>\u7c3d\u5e33\u5361 Charge Card<\/strong> \u7684\u90a3\u4e00\u77ac\u9593\u4e00\u5b9a\u5f88\u56f0\u60d1\uff0c\u9019\u662f\u4ec0\u9ebc\uff1f\u662f\u4fe1\u7528\u5361\u55ce\uff1f<\/p>\n\n\n\n<p>\u751a\u81f3\u5728\u60f3 <strong>\u7c3d\u5e33\u5361\u8ddf\u4fe1\u7528\u5361\u5230\u5e95\u6709\u4ec0\u9ebc\u5340\u5225<\/strong>\uff1f\u5230\u5e95<strong>\u7f8e\u570b\u9084\u6709\u5e7e\u7a2e\u4e0d\u540c\u7684\u5361<\/strong>\uff1f<\/p>\n\n\n\n<p>\u9019\u7bc7\u6587\u7ae0\u5c07\u4ecb\u7d39<strong>\u4ec0\u9ebc\u662f\u7c3d\u5e33\u5361 Charge Card\uff1f<\/strong>\u9084\u6709 <strong>\u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361\u5230\u5e95\u6709\u54ea\u4e9b\uff1f<\/strong>\u9084\u6709\u61c9\u8a72<strong>\u8981\u8fa6\u4ec0\u9ebc\u5361\u597d\uff1f<\/strong><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u6587\u7ae0\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-66198f1b8c4be\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-66198f1b8c4be\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#Credit_Card_%E4%BF%A1%E7%94%A8%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"Credit Card \u4fe1\u7528\u5361\u662f\u4ec0\u9ebc\uff1f\">Credit Card \u4fe1\u7528\u5361\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#Charge_Card_%E7%B0%BD%E5%B8%B3%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"Charge Card \u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f\">Charge Card \u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#Debit_Card_%E5%80%9F%E8%A8%98%E5%8D%A1%E7%B0%BD%E5%B8%B3%E7%B6%93%E8%9E%8D%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\" title=\"Debit Card \u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361\u662f\u4ec0\u9ebc\uff1f\">Debit Card \u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361\u662f\u4ec0\u9ebc\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#%E7%B0%BD%E5%B8%B3%E5%8D%A1vs%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%B7%AE%E5%88%A5\" title=\"\u7c3d\u5e33\u5361vs\u4fe1\u7528\u5361\u5dee\u5225\">\u7c3d\u5e33\u5361vs\u4fe1\u7528\u5361\u5dee\u5225<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#%E6%9C%80%E5%B8%B8%E8%A6%8B%E7%9A%84%E5%B9%BE%E5%BC%B5%E7%B0%BD%E5%B8%B3%E5%8D%A1Charge_Card\" title=\"\u6700\u5e38\u898b\u7684\u5e7e\u5f35\u7c3d\u5e33\u5361(Charge Card)\">\u6700\u5e38\u898b\u7684\u5e7e\u5f35\u7c3d\u5e33\u5361(Charge Card)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E7%B0%BD%E5%B8%B3%E5%8D%A1Charge_Card\" title=\"\u9069\u5408\u65b0\u624b\u7684\u7c3d\u5e33\u5361(Charge Card)\">\u9069\u5408\u65b0\u624b\u7684\u7c3d\u5e33\u5361(Charge Card)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E4%BF%A1%E7%94%A8%E5%8D%A1Credit_Card\" title=\"\u9069\u5408\u65b0\u624b\u7684\u4fe1\u7528\u5361(Credit Card)\">\u9069\u5408\u65b0\u624b\u7684\u4fe1\u7528\u5361(Credit Card)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E5%80%9F%E8%A8%98%E5%8D%A1%E7%B0%BD%E5%B8%B3%E7%B6%93%E8%9E%8D%E5%8D%A1Debit_Card\" title=\"\u9069\u5408\u65b0\u624b\u7684\u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361(Debit Card)\">\u9069\u5408\u65b0\u624b\u7684\u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361(Debit Card)<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/#Q_A\" title=\"Q&amp;A\">Q&amp;A<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Credit_Card_%E4%BF%A1%E7%94%A8%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>Credit Card \u4fe1\u7528\u5361\u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u4fe1\u7528\u5361 (Credit Card)<\/strong> \u662f\u9280\u884c\u6216\u4fe1\u7528\u5361\u4e2d\u5fc3\u767c\u653e\u7684\u5361\u7247\uff0c\u4ed6\u53d6\u4ee3\u4e86\u7528\u73fe\u91d1\u4ed8\u6b3e\u4ea4\u6613\u7684\u65b9\u5f0f\uff0c\u5728\u4f60\u8cb7\u6771\u897f\u8981\u4ed8\u9322\u7684\u6642\u5019\uff0c\u53ea\u8981\u4f60\u628a\u4fe1\u7528\u5361\u4e2d\u5fc3\u767c\u7d66\u4f60\u7684\u4fe1\u7528\u5361\u7d66\u8ce3\u5bb6\uff0c\u4fe1\u7528\u5361\u516c\u53f8\u6703\u5148\u5e6b\u4f60\u4ed8\u9322\uff0c\u4f60\u5c31\u53ef\u4ee5\u4e0d\u7528\u73fe\u91d1\u4ed8\u6b3e\uff0c\u4e00\u500b\u6708\u904e\u53bb\u5f8c\uff0c\u4fe1\u7528\u5361\u516c\u53f8\u6703\u767c\u4e00\u500b\u4fe1\u7528\u5361\u5e33\u55ae\u7d66\u4f60\uff0c\u63cf\u8ff0\u4f60\u9019\u500b\u6708\u7528\u9019\u5f35\u4fe1\u7528\u5361\u82b1\u4e86\u591a\u5c11\u9322\uff0c\u4f60\u5728\u4e00\u6b21\u628a\u4f60\u6b20\u4fe1\u7528\u5361\u516c\u53f8\u7684\u9322\u7e73\u6e05\u3002<\/p>\n\n\n\n<p>\u800c\u4f60\u4e00\u500b\u6708\u53ef\u4ee5\u7528\u9019\u5f35\u5361\u6d88\u8cbb\u7684\u984d\u5ea6\u662f\u901a\u904e\u4f60\u500b\u4eba\u7684\u904e\u53bb\u4fe1\u7528\u7d00\u9304\u3001\u6536\u5165\u591a\u5c11\u3001\u623f\u79df\u591a\u5c11\uff0c\u4f86\u8a08\u7b97\uff0c\u4e26\u7d66\u4e88\u6bcf\u500b\u4eba\u4e0d\u4e00\u6a23\u5c6c\u65bc\u4ed6\u5011\u7684\u4fe1\u7528\u5361\u6d88\u8cbb\u984d\u5ea6\u3002<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u4ec0\u9ebc\u6642\u5019\u53ef\u4ee5\u7e73\u4fe1\u7528\u5361\u5e33\u55ae\uff1f<\/strong><\/h4>\n\n\n\n<ol>\n<li><strong>\u6bcf\u6b21\u6d88\u8cbb\u5f8c\u7e73\u6e05<\/strong>\uff1a\u4f60\u53ef\u4ee5\u6bcf\u6b21\u7528\u4fe1\u7528\u5361\u6d88\u8cbb\u5f8c\uff0c\u99ac\u4e0a\u53bb\u4ed8\u6e05\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u6b21\u5e33\u55ae\u5f8c\u7e73\u6e05<\/strong>\uff1a\u4f60\u53ef\u4ee5\u7b49\u6bcf\u500b\u6708\u5e33\u55ae\u51fa\u4f86\u5f8c\uff0c\u4e00\u6b21\u7e73\u6e05\u90a3\u500b\u6708\u5e33\u55ae\u7684\u7e3d\u91d1\u984d\uff0c\u9019\u6a23\u6bcf\u500b\u6708\u53ea\u8981\u7e73\u4e00\u6b21\u3002<\/li>\n\n\n\n<li><strong>\u6bcf\u6b21\u5e33\u55ae\u5f8c\u7e73\u6700\u4f4e\u61c9\u4ed8\u91d1\u984d<\/strong>\uff1a\u5e33\u55ae\u5f8c\uff0c\u4f60\u53ef\u4ee5\u9078\u64c7\u4e0d\u8981\u4e00\u6b21\u7e73\u6e05\u6240\u6709\u4fe1\u7528\u5361\u6d88\u8cbb\uff0c\u800c\u662f\u53ea\u7e73\u6700\u4f4e\u4ed8\u6b3e\u91d1\u984d\uff0c\u800c\u4f60\u6c92\u6709\u7e73\u6e05\u7684\u90a3\u4e00\u90e8\u5206\u6703\u7559\u5230\u4e0b\u4e00\u500b\u5e33\u55ae\uff0c\u800c\u90a3\u90e8\u5206\u6c92\u7e73\u7684\u91d1\u984d\uff0c\u6703\u7522\u751f\u5f88\u9ad8\u7684\u5229\u606f\uff08\u901a\u5e3811\uff05-25%)\uff0c\u7d2f\u7a4d\u5230\u4f60\u7684\u4e0b\u4e00\u500b\u6708\u5e33\u55ae\uff0c\u5982\u679c\u4e00\u76f4\u6c92\u6709\u7e73\u6e05\uff0c\u5c31\u6703\u6709\u5faa\u74b0\u5229\u606f\uff0c\u5c31\u6703\u6210\u70ba<strong>\u5927\u5bb6\u6240\u8aaa\u7684\u5361\u5974\uff0c\u6709\u5f88\u9ad8\u7684\u5361\u50b5<\/strong>\u3002<\/li>\n<\/ol>\n\n\n\n<p><strong>\u5efa\u8b70\uff1a\u6bcf\u500b\u6708\u4e00\u5b9a\u8981\u7e73\u6e05\u4fe1\u7528\u5361\u5e33\u55ae<\/strong>\uff0c\u5982\u679c\u4f60\u6709\u5f88\u591a\u4fe1\u7528\u5361\u3001\u9280\u884c\u5e33\u6236\u3001\u6295\u8cc7\u5e33\u6236\uff0c\u53ef\u4ee5\u7528Mint.com\u4f86\u7ba1\u7406\uff0c\u60f3\u77e5\u9053Mint.com\u7684\u4f7f\u7528\u6559\u5b78\uff0c\u53ef\u4ee5\u770b\u9019\u7bc7 <a href=\"https:\/\/www.xiaojeff.com\/mint-com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u500b\u4eba\u7406\u8ca1\u795e\u5668\u3011Mint.com\u662f\u4ec0\u9ebc\uff1f\u5982\u4f55\u7c21\u55ae\u7ba1\u7406\u591a\u500b\u4fe1\u7528\u5361\u3001\u9280\u884c\u5e33\u6236\u3001\u6295\u8cc7\u5e33\u6236<\/a><\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3\u8981\u77e5\u9053\u5229\u606f\u600e\u9ebc\u6efe\u7684\uff0c\u53ef\u4ee5\u770b<strong>\u9019\u7bc7 <a href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/\" target=\"_blank\" rel=\"noreferrer noopener\">72\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f3\u79d2\u7b97\u51fa\u672c\u91d1\u7ffb\u3127\u500d\u8981\u5e7e\u5e74\uff1f<\/a><\/strong>\uff0c\u4f86\u77e5\u9053\u6b20\u7684\u5361\u50b5\u591a\u4e45\u6703\u7ffb\u500d\uff0c\u5f9e\u8981\u90841\u842c\u584a\u8b8a\u8981\u90842\u842c\u584a\u7684\u6642\u9593\u3002<\/p>\n\n\n\n<script async data-uid=\"a385e60d9c\" src=\"https:\/\/xiaojeff.ck.page\/a385e60d9c\/index.js\" data-jetpack-boost=\"ignore\"><\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Charge_Card_%E7%B0%BD%E5%B8%B3%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>Charge Card \u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u7c3d\u5e33\u5361 (Charge Card)<\/strong> \u662f<strong>\u7f8e\u570b\u904b\u901a (American Express)<\/strong> \u767c\u884c\u7684\u5361\uff0c\u662f\u4e00\u7a2e\u7279\u6b8a\u7684\u4fe1\u7528\u5361\uff0c\u529f\u80fd\u5e7e\u4e4e\u4e00\u6a23\uff0c\u9664\u4e86\u4e0b\u9762\u5169\u9ede\uff1a<\/p>\n\n\n\n<ol>\n<li><strong>\u6c92\u6709 Minimum Payment :<\/strong> \u6bcf\u500b\u6708\u5e33\u55ae\u51fa\u4f86\u5f8c\uff0c\u9700\u8981\u628a\u5e33\u55ae\u7684\u91d1\u984d\u5168\u90e8\u7e73\u6e05\uff0c\u4e0d\u80fd\u50cf\u4fe1\u7528\u5361\uff0c\u53ea\u7e73\u6700\u4f4e\u8981\u6c42\u9084\u6b3e\u91d1\u984d\uff0c\u5269\u4e0b\u7684\u91d1\u984d\u7559\u5230\u4e0b\u4e00\u671f\u5e33\u55ae\u5728\u7e73\uff0c\u7576\u7136\u4f60\u6c92\u7e73\u7684\u90e8\u5206\u6703\u6709\u5f88\u9ad8\u7684\u5229\u606f\u3002<\/li>\n\n\n\n<li><strong>\u5f88\u9ad8\u6216\u6c92\u6709\u4fe1\u7528\u5361\u984d\u5ea6\uff1a<\/strong>\u901a\u5e38\u4f60\u7533\u8acb\u4fe1\u7528\u5361\uff0c\u4f60\u6703\u88ab\u7d66\u4e88\u4e00\u500b\u4f60\u6bcf\u500b\u6708\u53ef\u4ee5\u5237\u7684\u4fe1\u7528\u5361\u984d\u5ea6\uff0c\u800c\u7c3d\u5e33\u5361\u901a\u5e38\u662f\u6c92\u6709\u9650\u5b9a\u984d\u5ea6\u7684\uff0c\u6216\u662f\u9ad8\u65bc\u4e00\u822c\u4fe1\u7528\u5361\u7684\u984d\u5ea6\u3002<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Debit_Card_%E5%80%9F%E8%A8%98%E5%8D%A1%E7%B0%BD%E5%B8%B3%E7%B6%93%E8%9E%8D%E5%8D%A1%E6%98%AF%E4%BB%80%E9%BA%BC%EF%BC%9F\"><\/span><strong>Debit Card \u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361\u662f\u4ec0\u9ebc\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361 (Debit Card)<\/strong> \uff0c\u662f\u8ddf\u9280\u884c\u5b58\u6b3e\u7d81\u5b9a\u7684\u5361\u7247\uff0c\u901a\u5e38\u662f\u4f60\u53bb\u9280\u884c\u7533\u8fa6checking account\u9280\u884c\u5e33\u6236\uff0c\u4ed6\u6703\u81ea\u52d5\u7d66\u4f60\u4e00\u5f35debit card\uff0c\u4ed6\u8ddf\u4f60\u7684\u9019\u500b\u9280\u884c\u5e33\u6236\u662f\u7d81\u5b9a\u7684\uff0c\u4f60\u80fd\u5920\u5728\u4f60\u6709\u5b58\u6b3e\u7684\u524d\u63d0\u4e0b\uff0c\u5237\u9019\u5f35\u5361\u3002<\/p>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u9280\u884c\u8981\u6c42\u4f60\u5148\u628a\u9322\u5b58\u5728\u9280\u884c\uff0c\u7136\u5f8c\u4e0d\u7528\u5e36\u73fe\u91d1\uff0c\u76f4\u63a5\u7528\u9019\u5f35\u5361\u7247\u5237\uff0c\u80fd\u5237\u7684\u91d1\u984d\uff0c\u53ea\u80fd\u662f\u4f60\u5b58\u9032\u9280\u884c\u7684\u7e3d\u984d\uff0c\u4e0d\u80fd\u8d85\u904e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B0%BD%E5%B8%B3%E5%8D%A1vs%E4%BF%A1%E7%94%A8%E5%8D%A1%E5%B7%AE%E5%88%A5\"><\/span><strong>\u7c3d\u5e33\u5361vs\u4fe1\u7528\u5361\u5dee\u5225<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>\u7c3d\u5e33\u5361 (Charge Card)<\/strong><\/td><td><strong>\u4fe1\u7528\u5361 (Credit Card)<\/strong><\/td><\/tr><tr><td>\u6bcf\u500b\u6708\u8981\u9084\u6e05\u6240\u6709\u5e33\u55ae\u91d1\u984d<\/td><td>\u6bcf\u500b\u6708\u53ef\u4ee5\u53ea\u9084\u6700\u4f4e\u9084\u6b3e\u91d1\u984d\uff0c\u5269\u4e0b\u6703\u7522\u751f\u5229\u606f\u4e26\u7b97\u5230\u4e0b\u4e00\u500b\u6708\u5e33\u55ae<\/td><\/tr><tr><td>\u984d\u5ea6\u5f88\u9ad8\u3001\u6709\u4e9b\u6c92\u6709\u984d\u5ea6<\/td><td>\u500b\u4eba\u60c5\u6cc1\u76f8\u540c\uff0c\u984d\u5ea6\u6703\u76f8\u5c0d\u4f4e<\/td><\/tr><tr><td>\u4e3b\u8981 American Express\u7f8e\u570b\u904b\u901a\u767c\u884c<\/td><td>\u500b\u5927\u9280\u884c\u90fd\u6703\u767c\u884c<\/td><\/tr><tr><td>\u901a\u5e38\u8981\u5e74\u8cbb<\/td><td>\u6709\u7121\u5e74\u8cbb\u7684\u3001\u4e5f\u6709\u9ad8\u5e74\u8cbb\u7684<\/td><\/tr><tr><td>\u53ef\u4ee5\u5efa\u7acb\u4fe1\u7528\u7d00\u9304<br>\uff08\u56e0\u70ba\u6c92\u6709\u984d\u5ea6\uff0c\u53ef\u80fd\u6c92\u6709utilization ratio)<\/td><td>\u53ef\u4ee5\u5efa\u7acb\u4fe1\u7528\u7d00\u9304<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E6%9C%80%E5%B8%B8%E8%A6%8B%E7%9A%84%E5%B9%BE%E5%BC%B5%E7%B0%BD%E5%B8%B3%E5%8D%A1Charge_Card\"><\/span><strong>\u6700\u5e38\u898b\u7684\u5e7e\u5f35\u7c3d\u5e33\u5361(Charge Card)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<ul>\n<li>\u767d\u91d1\u5361 (<strong>American Express Platinum Card<\/strong> \/ <a href=\"https:\/\/www.xiaojeff.com\/amex-platinum\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Amex Platinum<\/strong>) \u4ecb\u7d39\u6587\u7ae0\u9ede\u6b64<\/a><\/li>\n\n\n\n<li>\u91d1\u5361&nbsp; (<strong>American Express Gold Card<\/strong> \/ <strong><a href=\"http:\/\/refer.amex.us\/JEFFDxQ3X?XLINK=MYCP\" target=\"_blank\" rel=\"noreferrer noopener\">Amex Gold<\/a><\/strong>) <a href=\"https:\/\/www.xiaojeff.com\/amex-gold\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u4ecb\u7d39\u6587\u7ae0\u9ede\u6b64<\/a> \u2705 \u6700\u63a8<\/li>\n\n\n\n<li>\u7da0\u5361&nbsp; (<strong>American Express Green Card<\/strong> \/ <strong>Amex Green<\/strong>)<\/li>\n\n\n\n<li>\u9ed1\u5361\uff08\u9080\u8acb\u5236\uff09<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E7%B0%BD%E5%B8%B3%E5%8D%A1Charge_Card\"><\/span><strong>\u9069\u5408\u65b0\u624b\u7684\u7c3d\u5e33\u5361(Charge Card)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card-1024x576.jpeg\" alt=\"\" class=\"wp-image-245\" width=\"1024\" height=\"576\" srcset=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card-1024x576.jpeg 1024w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card-300x169.jpeg 300w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card-768x432.jpeg 768w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card-1536x864.jpeg 1536w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/06\/amex-gold-credit-card.jpeg 1920w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>American Express Gold Card (\u7c21\u7a31 Amex Gold)\uff0c\u53c8\u7a31\u7f8e\u570b\u904b\u901a\u91d1\u5361<\/p>\n\n\n\n<p><strong>\u70ba\u4ec0\u9ebc\u5462\uff1f<\/strong><\/p>\n\n\n\n<p>\u56e0\u70ba\u6c7a\u5927\u90e8\u5206\u7684\u4eba\u65e5\u5e38\u751f\u6d3b\u4e2d\u6700\u5927\u7684\u6d88\u8cbb\uff0c\u4e0d\u5916\u4e4e\u5c31\u662f<strong>\u4f19\u98df\/\u4f4f\u5bbf\/\u4ea4\u901a<\/strong>\u3002\u800c\u9019\u5f35\u7f8e\u570b\u904b\u901a\u53ef\u4ee5\u8aaa\u662f\u7f8e\u570b\u8d85\u5e02\u9910\u5ef3\u7684\u795e\u5361\u3002\u9664\u4e86\u6bcf\u500b\u6708\u9001$10\u7f8e\u91d1 Uber\/Uber\u7684\u6d88\u8cbb\u5916\uff0c\u9084\u6709\u8d08\u9001\u6bcf\u6708$10\u7f8e\u91d1\u7684Cheese Cake Factory\/Shake Shack\u7b49\u9910\u5ef3\u6d88\u8cbbCredit\u3002<\/p>\n\n\n\n<p>\u73fe\u5728\u7533\u8fa6\u6240\u9001\u7684\u958b\u5361\u734e\u52f5\uff0c\u52a0\u4e0a\u4f60\u4e00\u5e74\u4e4b\u4e2d\u7684\u4f19\u98df\u82b1\u8cbb\u90fd\u7528\u9019\u5f35\u5361\u5237\u7684\u8a71\uff0c\u5c31\u53ef\u4ee5\u63db\u5230\u4e00\u5f35\u4f86\u56de\u7f8e\u570b\u53f0\u7063\uff08\u6216\u4e9e\u6d32\u7b49\u5730\u65b9\uff09\u7684\u5546\u52d9\u8259\u6a5f\u7968\uff08\u91cd\u9ede\uff1a\u662f<strong>\u514d\u8cbb<\/strong>\u63db\u5230\u4e00\u5f35\u4f86\u56de\u5546\u52d9\u8259\u6a5f\u7968\u5594\uff09<\/p>\n\n\n\n<p>\u8a73\u7d30\u4ecb\u7d39\uff1a<a href=\"https:\/\/www.xiaojeff.com\/amex-gold\/\" target=\"_blank\" rel=\"noreferrer noopener\">Amex Gold\u4fe1\u7528\u5361\u63a8\u85a6 &#8211; \u5403\u98ef\u5237\u9019\u5f35\u5361\u53ef\u4ee5\u5e6b\u4f60\u8cfa\u5230\u56de\u570b\u7684\u5546\u52d9\u8259\u6a5f\u7968\uff01<\/a><\/p>\n\n\n\n<p>[custombutton id=&#8221;amex_gold&#8221;]<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E4%BF%A1%E7%94%A8%E5%8D%A1Credit_Card\"><\/span><strong>\u9069\u5408\u65b0\u624b\u7684\u4fe1\u7528\u5361(Credit Card)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5982\u679c\u4f60\u525b\u4f86\u7f8e\u570b\uff0c\u53ef\u4ee5\u5148\u770b\u9019\u7bc7<a href=\"https:\/\/www.xiaojeff.com\/first-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u65b0\u624b\u6559\u5b78\u3011\u7b2c\u4e00\u5f35\u7f8e\u570b\u4fe1\u7528\u5361\u8a72\u600e\u9ebc\u9078\uff1f \u7559\u5b78\u751f\/\u7da0\u5361\/\u516c\u6c11\u90fd\u9069\u7528<\/a><\/p>\n\n\n\n<p>\u5982\u679c<strong>\u4f60\u6709ssn\uff0c\u4f46\u6c92\u6709\u4fe1\u7528\u5206\u6578<\/strong>\uff1a<a href=\"https:\/\/refer.discover.com\/s\/JEFF139\" target=\"_blank\" rel=\"noreferrer noopener\">Discover it \u63a8\u85a6\u93c8\u63a5<\/a> \uff08\u8a73\u7d30<a href=\"https:\/\/www.xiaojeff.com\/discover-it\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6587\u7ae0\u4ecb\u7d39<\/a>\uff09<br>\u5982\u679c<strong>\u4f60\u5df2\u7d93\u6709\u4e00\u5f35\u4fe1\u7528\u5361\u4e86<\/strong>\uff1a<a href=\"https:\/\/www.referyourchasecard.com\/18g\/DVIV5KB6WO\" target=\"_blank\" rel=\"noreferrer noopener\">Chase Freedom Flex \u63a8\u85a6\u93c8\u63a5<\/a> (\u8a73\u7d30<a href=\"https:\/\/www.xiaojeff.com\/chase-freedom-flex\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u6587\u7ae0\u4ecb\u7d39<\/a>\uff09<br>\u5982\u679c\u4f60\u5728\u8003\u616e\u53ef\u4ee5<strong>\u514d\u8cbb\u62ff\u5230\u56de\u570b\u6a5f\u7968\u7684\u4fe1\u7528\u5361<\/strong>\uff1a<a href=\"http:\/\/refer.amex.us\/JEFFDxQ3X?XLINK=MYCP\" target=\"_blank\" rel=\"noreferrer noopener\">Chase Sapphire Preferred (CSP) \u63a8\u85a6\u93c8\u63a5<\/a> <\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E9%81%A9%E5%90%88%E6%96%B0%E6%89%8B%E7%9A%84%E5%80%9F%E8%A8%98%E5%8D%A1%E7%B0%BD%E5%B8%B3%E7%B6%93%E8%9E%8D%E5%8D%A1Debit_Card\"><\/span><strong>\u9069\u5408\u65b0\u624b\u7684\u501f\u8a18\u5361\/\u7c3d\u5e33\u7d93\u878d\u5361(Debit Card)<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>\u5176\u5be6\u6839\u64da\u6bcf\u500b\u4eba\u7684\u60c5\u6cc1\u4e0d\u540c\uff0c\u53ea\u8981\u53bb\u5927\u9593\u7684\u9280\u884c\u90fd\u53ef\u4ee5 (Chase, Bank of America, Citi, US Bank, Wells Fargo)\u3002\u4f46\u5c0d\u65bc\u525b\u4f86\u7f8e\u570b\uff0c\u6c92\u6709\u982d\u7dd2\u7684\u670b\u53cb\uff0c\u9019\u908a\u63a8\u85a6\u5169\u5bb6\u9280\u884c\uff1a<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Chase (Chase Total Checking Account)<\/strong><\/h4>\n\n\n\n<p>Chase \u662f\u7f8e\u570b\u6700\u5927\u7684\u9280\u884c\u4e4b\u4e00\uff0c\u5c24\u5176\u662f\u4ed6\u7684\u4fe1\u7528\u5361\u975e\u5e38\u6709\u540d\uff0c\u57fa\u672c\u4e0a\u7f8e\u570b\u7684\u6d41\u884c\u7684\u6709\u540d\u4fe1\u7528\u5361\uff0c\u8981\u4e0d\u662fChase\u5c31\u662fAmerican Express\uff0c\u6240\u4ee5\u4e00\u958b\u59cb\u5c31\u8fa6\u4ed6\u5011\u7684\u9280\u884c\u5e33\u6236\uff0c\u53ef\u4ee5\u5118\u65e9\u7684\u57f9\u990a\u8ddf\u9280\u884c\u7684\u95dc\u897f\uff0c\u4e4b\u5f8c\u7533\u8acb\u4fe1\u7528\u5361\u6703\u66f4\u5bb9\u6613\u3002<\/p>\n\n\n\n<p>\u73fe\u5728<strong>Chase Total Checking Account<\/strong>\u7533\u8fa6\u9084\u6709<span class=\"has-inline-color has-vivid-red-color\"><strong>\u9001$200\u7f8e\u91d1<\/strong><\/span>\uff0c\u60f3\u770b\u7d30\u7bc0\u4ecb\u7d39\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u770b\u9019\u7bc7 <a href=\"https:\/\/www.xiaojeff.com\/chase-total-checking\/\" target=\"_blank\" rel=\"noreferrer noopener\">Chase\u9280\u884c\u5e33\u6236\u63a8\u85a6 Chase Total Checking (\u9650\u6642\u958b\u6236\u734e\u52f5\uff09<\/a><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Bank of America<\/strong> (BoA)<\/h4>\n\n\n\n<p>\u5982\u679c\u4f60\u60f3\u8981\u8fa6\u7f8e\u570b\u4fe1\u7528\u5361\uff0c\u4f46\u6c92\u6709SSN\u793e\u6703\u5b89\u5168\u78bc\uff0c\u4f60\u53ef\u4ee5\u8fa6BoA\u7684Checking Account\uff0c\u4e26\u4e14\u554f\u9280\u884c\u5c08\u54e1\uff0c\u53ef\u4e0d\u53ef\u4ee5\u8fa6BoA Cash Rewards \u4fe1\u7528\u5361\uff0c\u9019\u662f\u62ff\u5230\u7b2c\u4e00\u5f35\u7f8e\u570b\u4fe1\u7528\u5361\u7b2c\u4e8c\u7a2e\u65b9\u6cd5\u3002\uff08\u8a73\u7d30\u5167\u5bb9\u53ef\u4ee5\u770b\u9019\u7bc7<a href=\"https:\/\/www.xiaojeff.com\/first-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u65b0\u624b\u6559\u5b78\u3011\u7b2c\u4e00\u5f35\u7f8e\u570b\u4fe1\u7528\u5361\u8a72\u600e\u9ebc\u9078\uff1f \u7559\u5b78\u751f\/\u7da0\u5361\/\u516c\u6c11\u90fd\u9069\u7528<\/a>\uff09<\/p>\n\n\n\n<script async data-uid=\"a385e60d9c\" src=\"https:\/\/xiaojeff.ck.page\/a385e60d9c\/index.js\" data-jetpack-boost=\"ignore\"><\/script>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Q_A\"><\/span><strong>Q&amp;A<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong><span class=\"has-inline-color has-vivid-red-color\">Q : \u70ba\u4ec0\u9ebc\u8981\u8fa6\u7c3d\u5e33\u5361\u6216\u4fe1\u7528\u5361\uff1f\u53ea\u8fa6 Debit Card \u4e0d\u884c\u55ce\uff1f<br>A : \u53ef\u4ee5\uff0c\u4f46\u5982\u679c\u4f60\u8981\u7d2f\u7a4d\u4fe1\u7528\u5206\u6578\u7684\u8a71\uff0c\u5c31\u8981\u8fa6\u4fe1\u7528\u5361\u3002\uff08\u4f60\u53ef\u4ee5\u9078\u64c7\u8fa6\u5b8c\u5f8c\u4e0d\u5237\uff09<\/span><\/strong><\/p>\n\n\n\n<p>\u5728\u7f8e\u570b\uff0c\u8cb7\u8eca\u8cb8\u6b3e\u3001\u8cb7\u623f\u8cb8\u6b3e\u3001\u79df\u623f\u79df\u516c\u5bd3\u3001\u90fd\u9700\u8981\u770b\u4f60\u500b\u4eba\u7684\u4fe1\u7528\u5206\u6578\uff0c\u6240\u4ee5\u4f60\u6c92\u6709\u4fe1\u7528\u5206\u6578\u7684\u8a71\uff0c\u4f60\u53ef\u80fd\u4e0d\u80fd\u8cb8\u5230\u6b3e\uff0c\u6216\u88ab\u62d2\u7d55\u79df\u516c\u5bd3\u6216\u79df\u623f\uff0c\u6216\u662f\u5225\u4eba\u5229\u606f2-3%\u7684\u8cb8\u6b3e\uff0c\u4f60\u9700\u898111-14%\u56e0\u70ba\u4f60\u6c92\u6709\u4fe1\u7528\u5206\u6578\u3002<\/p>\n\n\n\n<p>\u90a3\u600e\u9ebc\u6a23\u5b50\u6703\u6709\u4fe1\u7528\u5206\u6578\u5462\uff1f\u6700\u7c21\u55ae\u7684\u65b9\u5f0f\u5c31\u662f\uff0c\u7533\u8fa6\u4e00\u5f35\u4fe1\u7528\u5361\uff01<\/p>\n\n\n\n<p>\u5982\u679c\u4f60\u5bb3\u6015\u5237\u4fe1\u7528\u5361\u7684\u8a71\uff0c\u53ef\u4ee5\u6bcf\u500b\u6708\u53bb\u8d85\u5e02\u8cb7\u4e00\u500b\u53e3\u9999\u7cd6\uff0c\u6216\u4e00\u6839\u9999\u8549\uff0c\u7136\u5f8c\u56de\u5230\u5bb6\u4ed8\u6e05\u4f60\u525b\u525b\u7684\u6d88\u8cbb\u3002\u904e\u4e86\u534a\u5e74\u5230\u4e00\u5e74\uff0c\u4f60\u7684\u4fe1\u7528\u5206\u6578\u5c31\u6703\u898b\u597d\u3002<\/p>\n\n\n\n<p><strong><span class=\"has-inline-color has-vivid-red-color\">Q : Debit Card\u3001Credit Card\u3001Charge Card\u7533\u8fa6\u9806\u5e8f\u5efa\u8b70\uff1f<br>A : \u5148\u8fa6 Debit Card\uff0c\u518d\u8fa6\u81f3\u5c11\u4e00\u5f35\u4fe1\u7528\u5361Credit Card\u3001\u6700\u5f8c\u7c3d\u5e33\u5361Charge Card\u770b\u4f60\u500b\u4eba\u9700\u6c42\u6c7a\u5b9a\u662f\u5426\u8fa6\u7406\u3002<\/span><\/strong><\/p>\n\n\n\n<p>\u4f60\u8981\u5148\u6709\u7f8e\u570b\u9280\u884c\u5e33\u6236Checking Account \u62ff\u5230 Debit Card\uff0c\u4e4b\u5f8c\u958b\u59cb\u7d2f\u7a4d\u4fe1\u7528\u5206\u6578\uff0c\u6240\u4ee5\u7533\u8fa6\u7b2c\u4e00\u5f35\u4fe1\u7528\u5361\uff0c\u6700\u5f8c\u5982\u679c\u4f60\u6709\u9700\u6c42\u53ef\u4ee5\u8fa6\u5176\u4ed6\u5f35\u4fe1\u7528\u5361\uff0c\u6216\u662f\u8fa6\u7f8e\u570b\u904b\u901a\u7684\u7c3d\u5e33\u5361\u3002<br>\u5982\u679c\u4f60\u6c92\u6709\u4efb\u4f55\u4fe1\u7528\u5361\u7684\u670b\u53cb\uff0c\u53ef\u4ee5\u770b\u9019\u7bc7<a href=\"https:\/\/www.xiaojeff.com\/first-credit-card\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u3010\u65b0\u624b\u6559\u5b78\u3011\u7b2c\u4e00\u5f35\u7f8e\u570b\u4fe1\u7528\u5361\u8a72\u600e\u9ebc\u9078\uff1f \u7559\u5b78\u751f\/\u7da0\u5361\/\u516c\u6c11\u90fd\u9069\u7528<\/a><\/p>\n\n\n\n<div class=\"cta\">\n\t\t\t\t<p>\n\t\t\t\t\u5982\u679c\u5c0d\u6587\u7ae0\u5167\u5bb9\u6709\u4efb\u4f55\u554f\u984c\uff0c\u6b61\u8fce\u5728\u5e95\u4e0b\u7559\u8a00\u8b93\u6211\u77e5\u9053\u3002\n\t\t\t\t\u5982\u679c\u4f60\u559c\u6b61\u6211\u7684\u6587\u7ae0\uff0c\u53ef\u4ee5\u5206\u4eab\u7d66\u8eab\u908a\u597d\u53cb\uff0c\u8b93\u66f4\u591a\u7684\u4eba\u770b\u898b\u6211\u7684\u6587\u7ae0\u3002<br><br>\n\t\t\t\tBlog\u5167\u6587\u7ae0\u90fd\u662f\u57fa\u65bc\u81ea\u8eab\u6240\u5b78\uff0b\u6301\u7e8cresearch\u6574\u7406\u51fa\u4f86\u7684\u514d\u8cbb\u4f46\u53ef\u9760\u7684\u5167\u5bb9\u3002<br><br>\n\t\t\t\t\u6b61\u8fce\u6210\u70ba\u8d0a\u52a9\u5925\u4f34\uff0c\u53ea\u8981$5\u4e00\u676f\u5496\u5561\u7684\u91d1\u984d\u5c31\u53ef\u4ee5\u652f\u6301\u6211\u6301\u7e8c\u767c\u5e03\u512a\u8cea\u5167\u5bb9\uff0c\u53ef\u4ee5\u900f\u904e\n\t\t\t\t<a href=\"https:\/\/www.xiaojeff.com\/support-xiaojeff\/\" target=\"_blank\" rel=\"noreferrer noopener\">Paypal\u6216venmo<\/a>\u8acb\u6211\u559d\u676f\u5496\u5561\n\t\t\t\t <br><br>\n\t\t\t\t \n\t\t\t\t\u60f3\u8981\u7372\u5f97\u66f4\u591a\u5373\u6642\u8cc7\u8a0a\uff0c\u53ef\u4ee5follow\u6211\u7684 ig\n\t\t\t\t<a href=\"https:\/\/www.instagram.com\/xiaojeff.co\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0f\u6770\u592b ig \u9801\u9762<\/a>\n\t\t\t\t\uff0c\u6211\u6703\u5728\u9019\u908a\u516c\u5e03\u6700\u5373\u6642\u7684\u512a\u60e0\u548c\u8cc7\u8a0a\uff01<br><br>\n\t\t\t\t\n\t\t\t\tDisclaimer: \u6211\u4e0d\u662f\u4f60\u5c08\u5c6c\u7684\u7406\u8ca1\u9867\u554f\uff0c\u4e0a\u9762\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u5a1b\u6a02\u6027\u8cea\uff0c\u60f3\u8981\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u505a\u66f4\u5b8c\u6574\u8ca1\u52d9\u898f\u5283\uff0c\u8acb\u8aee\u8a62\u7406\u8ca1\u9867\u554f\u548c\u6703\u8a08\u5e2b\u3002\u8b1d\u8b1d\uff01\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u525b\u958b\u59cb\u63a5\u89f8\u7f8e\u570b\u4fe1\u7528\u5361\u7684\u4f60\uff0c\u770b\u5230\u7c3d\u5e33\u5361 Charge Card \u7684\u90a3\u4e00\u77ac\u9593\u4e00\u5b9a\u5f88\u56f0\u60d1\uff0c\u9019\u662f\u4ec0\u9ebc\uff1f\u662f\u4fe1\u7528\u5361\u55ce\uff1f \u751a &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/\"> <span class=\"screen-reader-text\">Charge Card\u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f\u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361(Charge Card\/Credit Card\/Debit Card)\u5dee\u5225<\/span> \u95b1\u8b80\u5168\u6587 &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":357,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[3],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Charge Card\u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f\u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361(Charge Card\/Credit Card\/Debit Card)\u5dee\u5225<\/title>\n<meta name=\"description\" content=\"\u525b\u958b\u59cb\u63a5\u89f8\u7f8e\u570b\u4fe1\u7528\u5361\u7684\u4f60\uff0c\u770b\u5230\u7c3d\u5e33\u5361 Charge Card \u7684\u90a3\u4e00\u77ac\u9593\u4e00\u5b9a\u5f88\u56f0\u60d1\uff0c\u9019\u662f\u4ec0\u9ebc\uff1f\u662f\u4fe1\u7528\u5361\u55ce\uff1f \u751a\u81f3\u5728\u60f3 \u7c3d\u5e33\u5361\u8ddf\u4fe1\u7528\u5361\u5230\u5e95\u6709\u4ec0\u9ebc\u5340\u5225\uff1f\u5230\u5e95\u7f8e\u570b\u9084\u6709\u5e7e\u7a2e\u4e0d\u540c\u7684\u5361\uff1f \u9019\u7bc7\u6587\u7ae0\u5c07\u4ecb\u7d39\u4ec0\u9ebc\u662f\u7c3d\u5e33\u5361 Charge Card\uff1f\u9084\u6709 \u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361\u5230\u5e95\u6709\u54ea\u4e9b\uff1f\u9084\u6709\u61c9\u8a72\u8981\u8fa6\u4ec0\u9ebc\u5361\u597d\uff1f Credit Card\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Charge Card\u7c3d\u5e33\u5361\u662f\u4ec0\u9ebc\uff1f\u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361(Charge Card\/Credit Card\/Debit Card)\u5dee\u5225\" \/>\n<meta property=\"og:description\" content=\"\u525b\u958b\u59cb\u63a5\u89f8\u7f8e\u570b\u4fe1\u7528\u5361\u7684\u4f60\uff0c\u770b\u5230\u7c3d\u5e33\u5361 Charge Card \u7684\u90a3\u4e00\u77ac\u9593\u4e00\u5b9a\u5f88\u56f0\u60d1\uff0c\u9019\u662f\u4ec0\u9ebc\uff1f\u662f\u4fe1\u7528\u5361\u55ce\uff1f \u751a\u81f3\u5728\u60f3 \u7c3d\u5e33\u5361\u8ddf\u4fe1\u7528\u5361\u5230\u5e95\u6709\u4ec0\u9ebc\u5340\u5225\uff1f\u5230\u5e95\u7f8e\u570b\u9084\u6709\u5e7e\u7a2e\u4e0d\u540c\u7684\u5361\uff1f \u9019\u7bc7\u6587\u7ae0\u5c07\u4ecb\u7d39\u4ec0\u9ebc\u662f\u7c3d\u5e33\u5361 Charge Card\uff1f\u9084\u6709 \u7f8e\u570b\u4e09\u7a2e\u9280\u884c\u5361\u5230\u5e95\u6709\u54ea\u4e9b\uff1f\u9084\u6709\u61c9\u8a72\u8981\u8fa6\u4ec0\u9ebc\u5361\u597d\uff1f Credit Card\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.xiaojeff.com\/what-is-charge-card\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5c0f\u6770\u592b XIAO JEFF\" \/>\n<meta property=\"article:published_time\" content=\"2021-07-12T23:10:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2023-07-21T20:10:07+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/07\/what-is-charge-card-banner.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u5c0f\u6770\u592b\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" 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