{"id":106,"date":"2021-03-16T21:52:20","date_gmt":"2021-03-17T05:52:20","guid":{"rendered":"https:\/\/www.xiaojeff.com\/?p=106"},"modified":"2021-10-15T12:52:59","modified_gmt":"2021-10-15T20:52:59","slug":"rule-of-72","status":"publish","type":"post","link":"https:\/\/www.xiaojeff.com\/rule-of-72\/","title":{"rendered":"72\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f3\u79d2\u7b97\u51fa\u672c\u91d1\u7ffb\u3127\u500d\u8981\u5e7e\u5e74\uff1f"},"content":{"rendered":"\n<p><strong>\u6211\u73fe\u5728\u6295\u8cc7100\u842c\uff0c\u591a\u4e45\u53ef\u4ee5\u8b8a\u6210200\u842c\uff1f<\/strong><\/p>\n\n\n\n<p>\u76f8\u4fe1\u525b\u525b\u5b78\u7fd2\u7406\u8ca1\u7684\u7684\u670b\u53cb\u5011\uff0c\u90fd\u4e0d\u77e5\u9053\u600e\u9ebc\u7b97\u3002\u800c\u9019<strong>\u4e00\u7bc7\u6587\u7ae0\u5c31\u662f\u6559\u4f60\uff1a\u5982\u4f55\u5feb\u901f\u7b97\u51fa\u4f60\u7684\u6295\u8cc7\u672c\u91d1\u7ffb\u3127\u500d\uff0c\u9700\u8981\u5e7e\u5e74\u6642\u9593\uff1f<\/strong><\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_62 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<p class=\"ez-toc-title\">\u6587\u7ae0\u76ee\u9304<\/p>\n<label for=\"ez-toc-cssicon-toggle-item-661e0493db114\" class=\"ez-toc-cssicon-toggle-label\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/label><input type=\"checkbox\"  id=\"ez-toc-cssicon-toggle-item-661e0493db114\"  aria-label=\"Toggle\" \/><nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#%E4%BB%80%E9%BA%BC%E6%98%AF72%E6%B3%95%E5%89%87%EF%BC%9F\" title=\"\u4ec0\u9ebc\u662f72\u6cd5\u5247\uff1f\">\u4ec0\u9ebc\u662f72\u6cd5\u5247\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#%E7%82%BA%E4%BB%80%E9%BA%BC%E8%A6%81%E7%9F%A5%E9%81%9372%E6%B3%95%E5%89%87%EF%BC%9F\" title=\"\u70ba\u4ec0\u9ebc\u8981\u77e5\u905372\u6cd5\u5247\uff1f\">\u70ba\u4ec0\u9ebc\u8981\u77e5\u905372\u6cd5\u5247\uff1f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#72%E6%B3%95%E5%89%87%E5%85%AC%E5%BC%8F\" title=\"72\u6cd5\u5247\u516c\u5f0f\">72\u6cd5\u5247\u516c\u5f0f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#%E4%BE%8B%E5%AD%90%E7%B7%B4%E7%BF%92\" title=\"\u4f8b\u5b50\u7df4\u7fd2\">\u4f8b\u5b50\u7df4\u7fd2<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#%E7%B5%90%E8%AB%96\" title=\"\u7d50\u8ad6\">\u7d50\u8ad6<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/#%E7%BE%8E%E8%82%A1%E6%8A%95%E8%B3%87%E5%B8%B3%E6%88%B6%E6%8E%A8%E8%96%A6\" title=\"\u7f8e\u80a1\u6295\u8cc7\u5e33\u6236\u63a8\u85a6\">\u7f8e\u80a1\u6295\u8cc7\u5e33\u6236\u63a8\u85a6<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BB%80%E9%BA%BC%E6%98%AF72%E6%B3%95%E5%89%87%EF%BC%9F\"><\/span>\u4ec0\u9ebc<strong>\u662f72\u6cd5\u5247\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>72\u6cd5\u5247\u662f\u4e00\u500b\u5feb\u901f\u7684\u516c\u5f0f\uff0c\u7528\u4f60\u7684\u9810\u8a2d\u7684\u5e74\u6295\u8cc7\u56de\u5831\u7387(Rate of Return)\uff0c\u7b97\u51fa\u4f60\u9700\u8981\u591a\u5c11\u5e74\u7684\u6642\u9593\u8b93\u4f60\u6295\u8cc7\u7684\u9322\u7ffb\u500d (X2)<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u91cd\u9ede\uff1a<\/h4>\n\n\n\n<ol><li><strong>72\u6cd5\u5247\u662f\u4e00\u500b\u7c21\u5316\u7684\u516c\u5f0f<\/strong>\uff0c\u4f86<strong>\u7b97\u51fa\u8b93\u4f60\u672c\u91d1\u7ffb\u500d\uff0c\u9700\u8981\u591a\u5c11\u5e74<\/strong>\uff0c\u6839\u64da\u4f60\u9810\u671f\u7684\u5e74\u6295\u8cc7\u56de\u5831\u7387\u3002<\/li><li><strong>72\u6cd5\u5247\u5305\u542b\u4e86\u8907\u5229\u7684\u6982\u5ff5<\/strong>\uff0c\u5728\u5e74\u56de\u5831\u7387\u7bc4\u570d 6%-10% \u4e2d\u6700\u7cbe\u6e96\u3002(\u8d85\u904e\u9019\u500b\u7bc4\u570d\uff0c\u96d6\u7136\u6703\u6709\u504f\u5dee\uff0c\u4f46\u4f5c\u70ba\u5feb\u901f\u4f30\u7b97\u7684\u516c\u5f0f\uff0c\u9084\u662f\u53ef\u4ee5\u4f5c\u70ba\u53c3\u8003\u7684\u3002)<\/li><li><strong>72\u6cd5\u5247\u4e0d\u50c5\u50c5\u53ef\u4ee5\u61c9\u7528\u5728\u6295\u8cc7\u4e0a<\/strong>\uff0c\u5728\u7b97\u901a\u8ca8\u81a8\u8139\u7b49\u7b49\u4e5f\u53ef\u4ee5\u7528\u3002<\/li><\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%82%BA%E4%BB%80%E9%BA%BC%E8%A6%81%E7%9F%A5%E9%81%9372%E6%B3%95%E5%89%87%EF%BC%9F\"><\/span><strong>\u70ba\u4ec0\u9ebc\u8981\u77e5\u905372\u6cd5\u5247\uff1f<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p><strong>\u5047\u8a2d\u4f60\u73fe\u572830\u6b72\uff0c\u4f60\u670950\u842c\u8981\u505a\u6295\u8cc7\uff0c\u9019\u6642\u5019\u7d66\u4f60\u5169\u500b\u6295\u8cc7\u9078\u9805\uff0c\u4f60\u89ba\u5f97\u54ea\u500b\u597d\uff1f<\/strong><\/p>\n\n\n\n<ol><li><span class=\"has-inline-color has-vivid-cyan-blue-color\">\u76f4\u63a5\u6295\u516550\u842c\uff0c\u6bcf\u4e00\u5e74\u7d66\u4f60\u6295\u8cc7\u56de\u5831\u738712%\u3002<\/span><\/li><li><span class=\"has-inline-color has-vivid-cyan-blue-color\">\u76f4\u63a5\u6295\u516550\u842c\uff0c6\u5e74\u5f8c\u7d66\u4f60100\u842c\u3002<\/span><\/li><\/ol>\n\n\n\n<p><strong>\u4ee5\u4f60\u7684\u76f4\u89ba\u5224\u65b7\uff0c\u4f60\u89ba\u5f97\u54ea\u4e00\u500b\u6bd4\u8f03\u597d\u5462\uff1f<\/strong><\/p>\n\n\n\n<p><strong><span class=\"has-inline-color has-vivid-red-color\">\u5176\u5be6\u5169\u500b\u7d50\u679c\u662f\u4e00\u6a23\u7684\u3002<\/span><\/strong><\/p>\n\n\n\n<p>\u4ec0\u9ebc\uff01\u5982\u679c\u4f60\u4e0d\u77e5\u9053\u4ec0\u9ebc\u662f72\u6cd5\u5247\uff0c\u90a3\u4f60\u53ef\u80fd\u6c92\u8fa6\u6cd5\u5f88\u5feb\u901f\u7684\u505a\u51fa\u5224\u65b7\u3002<\/p>\n\n\n\n<p>\u6240\u4ee5\u70ba\u4e86\u8b93\u81ea\u5df1\u5c0d\u65bc\u6295\u8cc7\u6709\u66f4\u597d\u7684\u5224\u65b7\uff0c\u4f60\u61c9\u8a72\u8981\u77e5\u9053\uff1a<br><strong>\u5982\u679c\u6211\u9078\u64c7\u9019\u500b\u6295\u8cc7\u9805\u76ee\uff0c\u6211\u7684\u9322\u591a\u4e45\u6703\u7ffb\u4e00\u500d?<\/strong><\/p>\n\n\n\n<p>\u63a5\u4e0b\u4f86\u8981\u4ecb\u7d39\u9019\u500b72\u6cd5\u5247\u7684\u516c\u5f0f\u5230\u5e95\u600e\u9ebc\u7b97\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"72%E6%B3%95%E5%89%87%E5%85%AC%E5%BC%8F\"><\/span>72\u6cd5\u5247\u516c\u5f0f<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><img fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-formula-1024x538.png\" alt=\"72\u6cd5\u5247\u516c\u5f0f\" class=\"wp-image-108\" width=\"512\" height=\"269\" srcset=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-formula-1024x538.png 1024w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-formula-300x158.png 300w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-formula-768x403.png 768w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-formula.png 1200w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><figcaption>72\u6cd5\u5247\u516c\u5f0f\u5716\u4f8b<\/figcaption><\/figure>\n\n\n\n<p>\u60f3\u770b\u539f\u7406\u7684\uff1a<a href=\"https:\/\/zh.wikipedia.org\/wiki\/72%E6%B3%95%E5%89%87\" target=\"_blank\" rel=\"noreferrer noopener\">72\u6cd5\u5247 &#8211; \u7dad\u57fa\u767e\u79d1<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized is-style-default\"><img decoding=\"async\" src=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-chart.png\" alt=\"72\u6cd5\u5247\u8868\" class=\"wp-image-109\" width=\"512\" height=\"384\" srcset=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-chart.png 1024w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-chart-300x225.png 300w, https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72-chart-768x576.png 768w\" sizes=\"(max-width: 512px) 100vw, 512px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E4%BE%8B%E5%AD%90%E7%B7%B4%E7%BF%92\"><\/span>\u4f8b\u5b50\u7df4\u7fd2<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\">\u7b2c\u4e00\u984c<\/h4>\n\n\n\n<p>Q: \u5982\u679c\u4f60\u7684\u9322\u90fd\u653e\u5728\u5b9a\u5b58\uff0c\u4e00\u5e74\u67096%\u7684\u5229\u606f\uff0c\u4f60\u9700\u8981\u653e\u5728\u5b9a\u5b58\u591a\u4e45\uff0c\u4f60\u7684\u8cc7\u7522\u53ef\u4ee5\u7ffb\u4e00\u500d\uff1f<br>A: 12\u5e74<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u7b2c\u4e8c\u984c<\/h4>\n\n\n\n<p>Q: \u5982\u679c\u4f60\u628a\u4f60\u7684\u9322\u90fd\u5b58\u5728\u9280\u884c\uff0c\u6bcf\u4e00\u5e74 Inflation rate 3%\uff08\u901a\u8ca8\u81a8\u8139\u7387\uff09\uff0c\u591a\u5c11\u5e74\u5f8c\uff0c\u4f60\u9280\u884c\u7684\u9322\u50f9\u503c\u6703\u5c11\u4e00\u534a\uff1f<br>A: 24\u5e74<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u7b2c\u4e09\u984c<\/h4>\n\n\n\n<p>Q: \u6709\u5169\u500b25\u6b72\u5e74\u8f15\u4eba\uff0c\u5206\u5225\u7528Allen\u548cBob\u505a\u4ee3\u8868\uff0cAllen\u572825\u6b72\u6642\uff0c\u628a30\u842c\u5143\u5b58\u5165\uff0c\u6bcf\u5e746%\u5229\u606f\u7684\u5b9a\u5b58\u4e2d\uff0c\u800cBob\u5c0d\u7406\u8ca1\u548c\u6295\u8cc7\u5b8c\u5168\u6c92\u6709\u7814\u7a76\uff0c\u53ea\u77e5\u9053\u628a\u9322\u5b58\u5728\u5229\u606f\u5f88\u5c11\u7684\u9280\u884c\u5e33\u6236\uff0c\u5728\u5169\u4eba\u90fd\u5230\u9054\uff0c49\u6b72\u7684\u6642\u5019\uff0cBob\u9280\u884c\u5e33\u6236\u4e2d\u5df2\u7d93\u6709\u4e86100\u842c\u7684\u5b58\u6b3e\uff0c\u8acb\u554fAllen\u9084\u662fBob\u7684\u6240\u5b58\u4e0b\u4f86\u7684\u9322\u6bd4\u8f03\u591a\uff1f<br>A: Allen\uff0c\u56e0\u70ba\u904b\u752872\u6cd5\u5247\uff0c72 \/ 6(R) = 12(T)\uff0c\u6240\u4ee5\u6bcf12\u5e74Allen\u7684\u672c\u91d1\u5c31\u6703\u7ffb\u500d\uff0c\u7576\u4ed6\u9054\u523049\u6b72\u7684\u6642\u5019\uff0cAllen \u5b9a\u5b58\u88e1\u9762\u7684\u9322\u5df2\u7d93\u662f120\u842c\u5143\u4e86\u3002(30x2x2)<\/p>\n\n\n\n<p>\u6240\u4ee5\u4e0a\u9762\u7b2c\u4e09\u984c\uff0c\u96d6\u7136Allen \u5f9e\u982d\u5230\u5c3e\u53ea\u6709\u5b58\u516530\u842c\u5143\uff0c\u6bd4Bob\u6574\u6574\u5c11\u4e8670\u842c\u5143\uff0c\u4f46\u662f\u5728\u8907\u5229\u548c\u6642\u9593\u7684\u4f5c\u7528\u4e0b\uff0cAllen\u6700\u7d42\u64c1\u6709\u66f4\u591a\u7684\u9322\uff0c\u9019\u500b\u544a\u8a34\u4e86\u6211\u5011\u63d0\u65e9\u6295\u8cc7\u7684\u91cd\u8981\u6027\uff01<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%B5%90%E8%AB%96\"><\/span>\u7d50\u8ad6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p>72\u6cd5\u5247\uff0c\u662f\u4e00\u500b\u7c21\u55ae\u7684\u516c\u5f0f\uff0c\u8b93\u4f60\u5feb\u901f\u7684\u4f30\u7b97\u4f60\u7684\u6295\u8cc7\uff0c\u9700\u8981\u5e7e\u5e74\u7684\u6642\u9593\uff0c\u53ef\u4ee5\u8b93\u4f60\u7684\u672c\u91d1\u7ffb\u500d\u3002\uff08\u5728\u7d66\u4e88\u4e00\u500b\u56fa\u5b9a\u7684\u5e74\u6295\u8cc7\u56de\u5831\u7387\uff09<\/p>\n\n\n\n<p>72\u6cd5\u5247 (Rule of 72) \u516c\u5f0f\uff1a<\/p>\n\n\n\n<p><strong>72 \/ R = T<\/strong><\/p>\n\n\n\n<p>R = \u5e74\u6295\u8cc7\u56de\u5831\u7387 (Rate of return %)<br>T = \u7ffb\u500d\u6240\u9700\u6642\u9593 (Number of years)<\/p>\n\n\n\n<p>\u5728Excel\u4e5f\u53ef\u4ee5\u5feb\u901f\u7b97\u51fa\uff0c\u4f46\u7576\u4f60\u4ec0\u9ebc\u90fd\u6c92\u6709\u7684\u6642\u5019\uff0c\u9019\u662f\u4e00\u500b\u5f88\u597d\u7528\u7684\u516c\u5f0f\uff0c\u4e5f\u6709\u4eba\u4f7f\u752869.3\u621669\u4f86\u4ee3\u66ff72\uff0c\u4f46\u56e0\u70ba72\u53ef\u4ee5\u88ab1\u30012\u30013\u30014\u30016\u30018\u30019\u300112\u9664\u76e1\uff0c\u6240\u4ee5\u6703\u66f4\u52a0\u597d\u7b97\uff0c\u7531\u65bc\u9019\u662f\u7c21\u5316\u7684\u516c\u5f0f\uff0c\u6240\u4ee5\u8ddf\u5be6\u969b\u6703\u6709\u4e9b\u5fae\u843d\u5dee\uff0c\u4f46\u4f5c\u70ba\u4f30\u7b97\u662f\u975e\u5e38\u597d\u7528\u7684\u3002<\/p>\n\n\n\n<p>\u6700\u5f8c\uff0c\u60f3\u77e5\u9053\u4f60\u7684\u6295\u8cc7\u5e7e\u5e74\u53ef\u4ee5\u7ffb\u4e00\u500d\uff0c\u8d95\u5feb\u4f7f\u752872\u6cd5\u5247\uff0c\u5feb\u901f\u5f97\u5230\u7b54\u6848\u5427\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"%E7%BE%8E%E8%82%A1%E6%8A%95%E8%B3%87%E5%B8%B3%E6%88%B6%E6%8E%A8%E8%96%A6\"><\/span>\u7f8e\u80a1\u6295\u8cc7\u5e33\u6236\u63a8\u85a6<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>\u5728\u7f8e\u570b\uff0c\u6709ssn: <\/strong><\/h4>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>1. Robinhood<\/strong><\/h4>\n\n\n\n<p>\u6700\u7c21\u55ae\u4e0a\u624b\u7684\u7f8e\u570b\u500b\u4eba\u6295\u8cc7\u5e33\u6236\uff0c\u5bb9\u6613\u64cd\u7e31\u7684\u4f7f\u7528\u8005\u9801\u9762\uff0c\u8b93\u65b0\u624b\u6700\u5bb9\u6613\u4e0a\u624b\uff0c\u4e14\u7406\u89e3\u7684\u5e73\u53f0\u3002<\/p>\n\n\n\n<p><strong><span class=\"has-inline-color has-vivid-red-color\">[\u9650\u6642] <\/span><\/strong>\u7533\u8fa6\u7f8e\u570bRobinhood\u6295\u8cc7\u5e33\u6236\uff0c\u9001\u4e00\u5f35\u514d\u8cbb\u80a1\u7968\uff0c\u6700\u9ad8\u50f9\u503c$169.27<\/p>\n\n\n\n<p>[custombutton id=&#8221;robinhood&#8221;]<\/p>\n\n\n\n<p><strong>2. Webull<\/strong><\/p>\n\n\n\n<p>\u6709\u66f4\u591a\u529f\u80fd\uff0c\u4f46\u4e5f\u66f4\u8907\u96dc\uff0c\u5c0d\u6295\u8cc7\u65b0\u624b\u4f86\u8aaa\uff0c\u6703\u7a0d\u5fae\u6c92\u6709\u90a3\u9ebc\u5bb9\u6613\u4e0a\u624b\uff0c\u4f46\u662f\u662f\u6709\u7d93\u9a57\u7684\u6295\u8cc7\u8005\u6bd4\u8f03\u559c\u6b61\u7684\u5e73\u53f0\u3002<\/p>\n\n\n\n<p><strong><span class=\"has-inline-color has-vivid-red-color\">[\u9650\u6642]<\/span><\/strong>  \u7533\u8fa6\u7f8e\u570bWebull \u500b\u4eba\u6295\u8cc7\u5e33\u6236\uff0c\u5b58$100\u7f8e\u91d1\u5230\u5e33\u6236\uff0c<strong><span class=\"has-inline-color has-vivid-red-color\">\u9001\u5169\u5f35\u80a1\u7968<\/span><\/strong>\uff0c\u4e0d\u5b9a\u984d\u4e14\u6700\u9ad8$1600\u7f8e\u91d1\u3002<\/p>\n\n\n\n<p><meta charset=\"utf-8\">[custombutton id=&#8221;webull&#8221;]<\/p>\n\n\n\n<p>\u5728\/\u4e0d\u5728\u7f8e\u570b\uff0c\u6c92\u6709ssn<\/p>\n\n\n\n<p><strong>1. TD Ameritrade<\/strong><\/p>\n\n\n\n<p>\u7f8e\u570b\u8001\u724c\u7684\u6295\u8cc7\u5e33\u6236\uff0c\u5f88\u591a\u570b\u5167\u7684\u670b\u53cb\u4e5f\u53ef\u4ee5\u7533\u8acb\uff0c\u4f46\u5982\u679c\u6c92\u6709\u7f8e\u570b\u8eab\u4efd\u7684\uff0c\u800c\u662f\u751f\u6d3b\u5728\u4e9e\u6d32\u7684\u670b\u53cb\uff0c\u53ef\u80fd\u9700\u8981\u7b492-3\u500b\u6708\u624d\u80fd\u7533\u8acb\u901a\u904e\u3002<\/p>\n\n\n\n<div class=\"cta\">\n\t\t\t\t<p>\n\t\t\t\t\u5982\u679c\u5c0d\u6587\u7ae0\u5167\u5bb9\u6709\u4efb\u4f55\u554f\u984c\uff0c\u6b61\u8fce\u5728\u5e95\u4e0b\u7559\u8a00\u8b93\u6211\u77e5\u9053\u3002\n\t\t\t\t\u5982\u679c\u4f60\u559c\u6b61\u6211\u7684\u6587\u7ae0\uff0c\u53ef\u4ee5\u5206\u4eab\u7d66\u8eab\u908a\u597d\u53cb\uff0c\u8b93\u66f4\u591a\u7684\u4eba\u770b\u898b\u6211\u7684\u6587\u7ae0\u3002<br><br>\n\t\t\t\tBlog\u5167\u6587\u7ae0\u90fd\u662f\u57fa\u65bc\u81ea\u8eab\u6240\u5b78\uff0b\u6301\u7e8cresearch\u6574\u7406\u51fa\u4f86\u7684\u514d\u8cbb\u4f46\u53ef\u9760\u7684\u5167\u5bb9\u3002<br><br>\n\t\t\t\t\u6b61\u8fce\u6210\u70ba\u8d0a\u52a9\u5925\u4f34\uff0c\u53ea\u8981$5\u4e00\u676f\u5496\u5561\u7684\u91d1\u984d\u5c31\u53ef\u4ee5\u652f\u6301\u6211\u6301\u7e8c\u767c\u5e03\u512a\u8cea\u5167\u5bb9\uff0c\u53ef\u4ee5\u900f\u904e\n\t\t\t\t<a href=\"https:\/\/www.xiaojeff.com\/support-xiaojeff\/\" target=\"_blank\" rel=\"noreferrer noopener\">Paypal\u6216venmo<\/a>\u8acb\u6211\u559d\u676f\u5496\u5561\n\t\t\t\t <br><br>\n\t\t\t\t \n\t\t\t\t\u60f3\u8981\u7372\u5f97\u66f4\u591a\u5373\u6642\u8cc7\u8a0a\uff0c\u53ef\u4ee5follow\u6211\u7684 ig\n\t\t\t\t<a href=\"https:\/\/www.instagram.com\/xiaojeff.co\" target=\"_blank\" rel=\"noreferrer noopener\">\u5c0f\u6770\u592b ig \u9801\u9762<\/a>\n\t\t\t\t\uff0c\u6211\u6703\u5728\u9019\u908a\u516c\u5e03\u6700\u5373\u6642\u7684\u512a\u60e0\u548c\u8cc7\u8a0a\uff01<br><br>\n\t\t\t\t\n\t\t\t\tDisclaimer: \u6211\u4e0d\u662f\u4f60\u5c08\u5c6c\u7684\u7406\u8ca1\u9867\u554f\uff0c\u4e0a\u9762\u5167\u5bb9\u50c5\u4f5c\u70ba\u6559\u5b78\u5a1b\u6a02\u6027\u8cea\uff0c\u60f3\u8981\u6839\u64da\u81ea\u5df1\u7684\u8ca1\u52d9\u72c0\u6cc1\uff0c\u505a\u66f4\u5b8c\u6574\u8ca1\u52d9\u898f\u5283\uff0c\u8acb\u8aee\u8a62\u7406\u8ca1\u9867\u554f\u548c\u6703\u8a08\u5e2b\u3002\u8b1d\u8b1d\uff01\n\t\t\t\t<\/p>\n\t\t\t<\/div>\n","protected":false},"excerpt":{"rendered":"<p>\u6211\u73fe\u5728\u6295\u8cc7100\u842c\uff0c\u591a\u4e45\u53ef\u4ee5\u8b8a\u6210200\u842c\uff1f \u76f8\u4fe1\u525b\u525b\u5b78\u7fd2\u7406\u8ca1\u7684\u7684\u670b\u53cb\u5011\uff0c\u90fd\u4e0d\u77e5\u9053\u600e\u9ebc\u7b97\u3002\u800c\u9019\u4e00\u7bc7\u6587\u7ae0\u5c31\u662f\u6559\u4f60\uff1a &hellip;<\/p>\n<p class=\"read-more\"> <a class=\"\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/\"> <span class=\"screen-reader-text\">72\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f3\u79d2\u7b97\u51fa\u672c\u91d1\u7ffb\u3127\u500d\u8981\u5e7e\u5e74\uff1f<\/span> \u95b1\u8b80\u5168\u6587 &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":107,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"no","_lmt_disable":"no","site-sidebar-layout":"default","site-content-layout":"default","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"categories":[1],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>72\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f3\u79d2\u7b97\u51fa\u672c\u91d1\u7ffb\u3127\u500d\u8981\u5e7e\u5e74\uff1f<\/title>\n<meta name=\"description\" content=\"\u6211\u73fe\u5728\u6295\u8cc7100\u842c\uff0c\u591a\u4e45\u53ef\u4ee5\u8b8a\u6210200\u842c\uff1f \u76f8\u4fe1\u525b\u525b\u5b78\u7fd2\u7406\u8ca1\u7684\u7684\u670b\u53cb\u5011\uff0c\u90fd\u4e0d\u77e5\u9053\u600e\u9ebc\u7b97\u3002\u800c\u9019\u4e00\u7bc7\u6587\u7ae0\u5c31\u662f\u6559\u4f60\uff1a\u5982\u4f55\u5feb\u901f\u7b97\u51fa\u4f60\u7684\u6295\u8cc7\u672c\u91d1\u7ffb\u3127\u500d\uff0c\u9700\u8981\u5e7e\u5e74\u6642\u9593\uff1f \u4ec0\u9ebc\u662f72\u6cd5\u5247\uff1f 72\u6cd5\u5247\u662f\u4e00\u500b\u5feb\u901f\u7684\u516c\u5f0f\uff0c\u7528\u4f60\u7684\u9810\u8a2d\u7684\u5e74\u6295\u8cc7\u56de\u5831\u7387(Rate of Return)\uff0c\u7b97\u51fa\u4f60\u9700\u8981\u591a\u5c11\u5e74\u7684\u6642\u9593\u8b93\u4f60\u6295\u8cc7\u7684\u9322\u7ffb\u500d (X2)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.xiaojeff.com\/rule-of-72\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"72\u6cd5\u5247\u662f\u4ec0\u9ebc\uff1f3\u79d2\u7b97\u51fa\u672c\u91d1\u7ffb\u3127\u500d\u8981\u5e7e\u5e74\uff1f\" \/>\n<meta property=\"og:description\" content=\"\u6211\u73fe\u5728\u6295\u8cc7100\u842c\uff0c\u591a\u4e45\u53ef\u4ee5\u8b8a\u6210200\u842c\uff1f \u76f8\u4fe1\u525b\u525b\u5b78\u7fd2\u7406\u8ca1\u7684\u7684\u670b\u53cb\u5011\uff0c\u90fd\u4e0d\u77e5\u9053\u600e\u9ebc\u7b97\u3002\u800c\u9019\u4e00\u7bc7\u6587\u7ae0\u5c31\u662f\u6559\u4f60\uff1a\u5982\u4f55\u5feb\u901f\u7b97\u51fa\u4f60\u7684\u6295\u8cc7\u672c\u91d1\u7ffb\u3127\u500d\uff0c\u9700\u8981\u5e7e\u5e74\u6642\u9593\uff1f \u4ec0\u9ebc\u662f72\u6cd5\u5247\uff1f 72\u6cd5\u5247\u662f\u4e00\u500b\u5feb\u901f\u7684\u516c\u5f0f\uff0c\u7528\u4f60\u7684\u9810\u8a2d\u7684\u5e74\u6295\u8cc7\u56de\u5831\u7387(Rate of Return)\uff0c\u7b97\u51fa\u4f60\u9700\u8981\u591a\u5c11\u5e74\u7684\u6642\u9593\u8b93\u4f60\u6295\u8cc7\u7684\u9322\u7ffb\u500d (X2)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.xiaojeff.com\/rule-of-72\/\" \/>\n<meta property=\"og:site_name\" content=\"\u5c0f\u6770\u592b XIAO JEFF\" \/>\n<meta property=\"article:published_time\" content=\"2021-03-17T05:52:20+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-15T20:52:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.xiaojeff.com\/wp-content\/uploads\/2021\/03\/rule-of-72.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"\u5c0f\u6770\u592b\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u4f5c\u8005:\" \/>\n\t<meta name=\"twitter:data1\" content=\"\u5c0f\u6770\u592b\" \/>\n\t<meta name=\"twitter:label2\" content=\"\u9810\u4f30\u95b1\u8b80\u6642\u9593\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" 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